Terms of Service

1. Acceptance of Terms

By accessing and using Risk Zero ("the Platform"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

These terms apply to all users, including visitors, registered users, and premium subscribers.

2. Eligibility

To use Risk Zero, you must:

• Be at least 18 years of age
• Be a resident of India or an eligible jurisdiction
• Have a valid email address and phone number
• Not be prohibited from using financial services under applicable law

3. Account & Investments

When you create an account and make investments:

• You are responsible for maintaining the security of your account credentials
• All investment decisions are made at your own discretion
• Returns are calculated based on the selected investment plan
• Minimum investment amounts vary by product
• Withdrawals are processed within the stated timeframe

4. Prohibited Activities

Users are prohibited from:

• Creating multiple accounts
• Using automated systems or bots
• Engaging in fraudulent activities
• Money laundering or illegal fund transfers
• Attempting to manipulate the platform
• Sharing account credentials with others

5. Referral Program

Our referral program allows you to earn rewards by inviting others:

• Referral bonuses are credited upon successful registration and first deposit
• Self-referrals are not permitted
• We reserve the right to modify or terminate the referral program
• Fraudulent referrals will result in account suspension

6. Payments & Withdrawals

• Deposits are processed instantly via supported payment methods
• Minimum withdrawal amount: ₹1,000
• Withdrawal processing fee: 4%
• Withdrawals are typically processed within 24-48 hours
• We may request identity verification for large withdrawals

7. Security

We implement industry-standard security measures:

• 256-bit SSL encryption for all data transmission
• Two-factor authentication (optional)
• Regular security audits
• Secure data storage with encryption at rest

8. Disclaimer

Risk Zero provides an AI-powered investment platform. While we strive to deliver consistent returns:

• Investment returns are not guaranteed
• Market conditions may affect performance
• Users should only invest what they can afford to lose
• We are not responsible for losses due to user error or negligence

9. Governing Law

These terms are governed by the laws of India. Any disputes shall be resolved through arbitration in accordance with the Arbitration and Conciliation Act, 1996.

10. Contact Us

For questions about these Terms of Service:

• Email: support@riskzero.in
• In-app support ticket system
• Telegram: @riskzero_support